young park business - Small Business

Congress Pushes Apple to Protect Your Address Book

DON EMMERT/AFP/Getty Images(WASHINGTON) -- Just how much of your iPhone's address book -- your contacts' names, email addresses and phone numbers -- is being stored on Twitter, Apple, and other companies' servers?

For users of some iPhone apps, the answer is everything.

Surprising? It's just that surprise and lack of transparency that has given rise to major privacy concerns, leading members of Congress to send a letter to Apple Wednesday afternoon to clarify and correct the situation.

The story really begins two weeks ago when a developer named Arun Thampi discovered that the social networking service Path, which allows you to see where your friends are, was collecting address book data from iPhones without direct user permission, and then storing the data on its servers for 18 months.

Wednesday, it was reported that Twitter was doing the same thing. When users tap the "Find Friends" button, their entire address books, including email addresses and phone numbers, were being sent to Twitter's servers where they could be housed for up to 18 months.

Neither of the companies explicitly disclosed to users that they were downloading and storing the personal data. And no one is alleging that the companies have misused the information.

Yet once the privacy concerns emerged, Path and Twitter apologized for the lack of transparency and both companies have vowed to make changes.

"We made a mistake," said Path's Dave Morin, CEO, in a blog post. "Over the last couple of days users brought to light an issue concerning how we handle your personal information on Path, specifically the transmission and storage of your phone contacts."

"As a clear signal of our commitment to your privacy, we've deleted the entire collection of user uploaded contact information from our servers," Morin added. In the 2.0.6 version of the Path iPhone app, released last week after the privacy concerns were aired, users are prompted to opt in or out of sharing address book information with the company.

Twitter has taken a similar line. "We want to be clear and transparent in our communications with users," said Carolyn Penner, a company spokesperson. "Along those lines, in our next app updates, which are coming soon, we are updating the language associated with Find Friends -- to be more explicit. In place of 'Scan your contacts' we will use 'Upload your contacts' and 'Import your contacts' (in Twitter for iPhone and Twitter for Android, respectively)."

Twitter has always allowed users to remove their contacts info from its servers, but many opt to keep this information stored as it lets Twitter notify users if their friends have joined the service.

These specific companies and many others have gotten away without disclosing these address book storing practices, but some are pointing fingers at Apple, which has a policy directly prohibiting this in its App Store Review Guidelines.

Apple acknowledged in a statement that these app developers are not abiding: "Apps that collect or transmit a user's contact data without their prior permission are in violation of our guidelines. We're working to make this even better for our customers, and as we have done with location services, any app wishing to access contact data will require explicit user approval in a future software release."

Apple did not say when that software update would be released.

Members of Congress, specifically Rep. Henry Waxman (D-Calif.) and Rep. G.K. Butterfield (D-N.C.) of the Committee on Energy and Commerce, are also pushing the issue and have sent a letter to Apple CEO Tim Cook asking for answers to a series of questions about how many apps require user consent, amongst other things.

That letter can be read here.
http://democrats.energycommerce.house.gov/index.php?q=news/ranking-members-waxman-and-butterfield-want-answers-from-apple-on-iphone-address-book-privacy-c

There is also mounting concern the address book security concerns are more widespread than currently known and that there may be a flaw in Apple's iPhone operating system, iOS.

How Apple will respond and enforce its own guidelines remains to be seen, but it's clear that this entire address book debacle has already forced makers of popular apps like Path, Twitter, Instagram, Foursquare and others to become more transparent about just where your address book lives.

Copyright 2012 ABC News Radio

FCC Cracks Down on 'Robocalls'

Pixland/Thinkstock(WASHINGTON) -- "Robocalls," those unsolicited, inhuman phone calls that always seem to come at the most inopportune times, may be one of the most annoying aspects of modern life.

Every night at dinnertime, marketers rev up their computers and dial countless numbers, ringing phones all over America. But as of Wednesday, after thousands of complaints, the Federal Communications Commission is going to require companies to get your expressed, written consent before they "robocall" or text you.

"Consumers who don't mind getting these calls can still get them," Julius Genachowski, the chairman of the FCC, told ABC News. "Those who don't want them don't have to."

However, there are still some loopholes. Nonprofit groups like your kid's school or your local church can still "robocall" you. So can politicians and pollsters.

Also, if companies want to go old school, they can still have real human beings call you.

So what can you do to protect yourself?

Starting soon, anyone who "robocalls" you will have to give you an opportunity to opt-out of all future calls within the first two seconds of the call.
Go to DoNotCall.gov and add your name to the National Do Not Call Registry. The registry requires that you re-up every five years.
If you're on the National Do Not Call Registry and you're still getting called, depending on which state you're in you may be able to sue the company.
Never give out your phone number on the checkout line when shopping.

Even if you take precautions, however, the truth is marketers will still try to find ways to reach you.

The government acknowledges this, but insists that Wednesday they struck a big blow against marketers, making dinner time in America much saner.

Copyright 2012 ABC News Radio

IRS: ?Where?s My Refund?? Glitch Won?t Affect Refunds

iStockphoto/Thinkstock(WASHINGTON) -- Though the IRS’s “Where’s My Refund?” tool is temporarily down, a spokeswoman for the Internal Revenue Service says that it will not impact the processing of tax returns or issuing tax refunds.

A spokeswoman said the message indicating technical difficulties has only been up since Wednesday afternoon. It reads: "We’re having some technical difficulties right now but expect to have this resolved soon. We apologize for the inconvenience.”

She said she could not comment about the cause of the glitch.

A second, unrelated, message on the website has been on the site since Friday. It reads:

Update: We are aware that some taxpayers who have filed electronically and received an acknowledgement from the IRS are concerned when they visit “Where’s My Refund” and are told that we have no information regarding their return. This is a temporary situation, and we expect to resolve the matter in a few days. At that time, taxpayers will be able to get an expected refund date when they visit “Where’s My Refund.”

That the technical difficulties will not impact processing will be a relief to those (generally those who are poor) who have filed early in the hope of receiving a large refund, said Timothy Flacke, executive director of the nonprofit group Doorways to Dreams (D2D) Fund.

He said tax filers who qualify for the earned income tax credit, or EITC, typically are aware they will receive large refunds and rush to complete their returns in late January or early February.

“Whether it’s $2,000 or $3,000, they have a sense a windfall is coming,” he said. “Whereas middle America thinks tax time is a pain, lower-income communities look forward to it.”

Flacke said that in these communities, even before Jan. 1, tax preparers begin marketing their services, so they can be used as early as possible.

Based in Allston, Mass., D2D Fund makes financial products for low and moderate income consumers and raises awareness to encourage Americans to invest a part of their tax return without fees through The Tax Time Savings Bond Campaign.

About 45,000 Americans have saved $11 million in U.S. Savings Bonds with a portion of their tax refund, for an average of $244 per family, according to the D2D Fund.

There were more than 112 million individual income tax returns filed through e-file last year, according to the IRS, an increase of 13.6 percent over the previous year.

Copyright 2012 ABC News Radio

Housing Reports No Help to US Stocks

Comstock/Thinkstock(NEW YORK) -- A hopeful sign for the housing market wasn't enough to keep the markets in positive territory Wednesday.

While the Dow closed down 97 points, the Nasdaq lost just 16. The S&P gave up 7 points for the session.

Homes are a bargain now, but for how much longer? The National Association of Homebuilders/Wells Fargo index has risen for the fifth month in a row, to 29. The industry still has a long way to go. Any reading below 50 basically says people aren't buying.

Copyright 2012 ABC News Radio

Obama at Master Lock Co.: 'Manufacturing Is Coming Back'

Scott Olson/Getty Images(MILWAUKEE) -- In a visit to Master Lock Co. in Milwaukee, President Obama wasted no time in demanding that Congress send him the payroll tax cut extension legislation that he says will save the typical American family “an extra $40 in every paycheck this year.”

“It'll make a real difference in the lives of millions of people. And as soon as Congress sends me that extension of tax cuts and unemployment insurance to my desk, I will sign it right away.

“We're going to get that signed,” Obama said.

“But that's only a start,” he quickly cautioned, as is his custom when discussing the need for continued economic growth.

“Our job as a nation is to do everything we can to make the decision to ‘in-source’ more attractive for more companies,” he said, referring to his plan to draw jobs lost to overseas manufacturing back to the U.S.

“That's our top priority. We've got to seize this moment of opportunity. We can't let it slip away. We've got an opportunity to create new American jobs and American manufacturing, put that back where it needs to be,” he said. His list of tasks includes taking away tax incentives for companies that move jobs offshore and, conversely, give tax incentives to companies that return jobs to the U.S.

House Speaker John Boehner’s office pushed back on Obama’s comments: “The best thing the president can do to prevent outsourcing is pull back on the destructive policies – like his health care law and regulations – and threat of tax hikes that are making it harder for American businesses to hire workers here at home,” Boehner spokesman Brendan Buck said.

But Obama argued that “manufacturing is coming back. Companies are starting to bring jobs back. The economy is getting stronger. The recovery is speeding up. We’re moving in the right direction. And now we have to do everything in our power to keep our foot on the gas – and the last thing we can afford is to go back to the same policies that got us into this mess,” he said.

Obama says Master Lock Co., the world's largest manufacturer of padlocks and related security products, according to a press release, is a prime example of what he is talking about. Instead of outsourcing jobs over the last two years the company has brought back 100 workers to Wisconsin from overseas.

Copyright 2012 ABC News Radio

Citibank Pays to Settle Charges of Mortgage Fraud

Chris Goodney/Bloomberg via Getty Images(NEW YORK) -- One of the nation's biggest banks agreed Wednesday to pay tens of millions of dollars to settle charges of mortgage fraud.

For more than six years Citibank's residential mortgage business engaged in what court records call "reckless lending" that cost American taxpayers millions and drove up rates of foreclosure and eviction. Citi has now agreed to pay nearly $160 million to settle charges it "failed to implement even the most basic quality control."

Loans Citi certified as eligible for government insurance, prosecutors said, were fraudulent, deficient and "never should have been insured."

Taxpayers are paying for Citi's misconduct and prosecutors expect additional losses in the future.

Copyright 2012 ABC News Radio

Police Bust Women In Alleged Counterfeit Nike Scheme

Comstock/Thinkstock(ATLANTA) -- Two South Carolina women were arrested in Georgia after what began as a traffic stop resulted in what police are calling a major bust of counterfeit goods.

Police in Gwinnett County, Ga., say they pulled over a Pontiac Grand Prix on Interstate 85 on Saturday after the vehicle was spotted traveling too close behind another vehicle. Two women were in the car, and during the traffic stop the driver reportedly admitted to having marijuana in the vehicle and allowed police to conduct a search, according to ABC News' Atlanta affiliate WSB-TV.

Officers say they found 78 boxes of Nike sneakers, but upon looking at the footwear officers became suspicious. The serial numbers on the sneakers did not match those on the boxes, the Nike logos could be peeled right off, and on some of the sneakers the Michael Jordan logo had one too many fingers, police tell WSB-TV.

Kotina Lashan Feaster and Jessica Pennick were arrested and charged in connection with the discovery. At least one of the suspects claimed no knowledge of the goods being counterfeit.

"She came down from South Carolina to get all these shoes and then she drove back to SC to sell them," vehicle officer Nicholas Boney told WSB-TV.

Police estimate the goods retail at more than $12,000.

Copyright 2012 ABC News Radio

Jeremy Lin: Basketball Star and Business Sensation

Jonathan Newton/The Washington Post(NEW YORK) -- Jeremy Lin is no longer just a basketball sensation. The New York Knicks star also has become a global business phenomenon.

Thanks to Lin's fairy tale February, ratings of Knicks' television broadcasts have soared 70 percent, and the publicly traded stock of Madison Square Garden has hit a 52-week high. Lin's T-shirt is now the No. 1 seller on NBA.com, and arenas around the NBA are selling out tickets to Knicks games.

That is just the beginning. Nike will soon roll out a new promotional campaign built around Lin, industry sources say – the first of what is expected to be a parade of endorsements built around the 23-year-old point guard.

Estimates of Lin's economic impact begin at tens of millions of dollars, and reach into the hundreds of millions of dollars, especially if he continues to perform at a high level.

"This hurricane of 'Linsanity' has swept across not just the fans of the NBA, but also across the nation, and to a significant degree, it has engulfed China and parts of Asia as well," said Marc Ganis, president and founder of SportsCorp, a Chicago-based sports business consulting firm. "I don't believe we have ever seen anything like it."

The Lin legend reached a new level Tuesday night when he drained a three-point shot with less than a second to go to lift the Knicks to a come-from behind 90-87 victory over the Raptors in Toronto.

It was the Knicks' sixth straight victory – all led by Lin, who barely played until desperate coach Mike D'Antoni summoned him from the bench 11 days ago against the New Jersey Nets.

Lin, the first Taiwanese-American to play in the NBA, has scored more than 20 points in each of the six games he's played, including 38 against Kobe Bryant and the Los Angeles Lakers last Friday night. Heady stuff for a player who was not offered a scholarship coming out of high school, went undrafted after graduating from Harvard, was cut by two NBA teams and was close to being cut by the Knicks. Lin demonstrated his business appeal Tuesday night in Toronto where the Raptors used his visit to hold an "Asian Heritage Night" and enjoyed a rare sell out.

Ganis said the NBA "will be the big winner here," estimating his success will be worth from $10 million to $20 million a year for the league.

The league's Asian television partners already are adding Knicks games to their broadcast schedules. Sales of NBA merchandise are likely to surge across Asia, and the league likely will pick up new sponsors, Ganis said.

Beyond the tangible value to the Knicks, the NBA, apparel manufacturers like Nike and assorted sponsors, Linsanity also means important revenue for a host of small businesses, from sporting goods stores to Chinese restaurants holding Lin viewing parties. Even companies making knockoff apparel are likely to see a windfall.

Copyright 2012 ABC News Radio

FCC to Crackdown on 'Robocalls'

Pixland/Thinkstock(WASHINGTON) -- The Federal Communications Commission is set to crackdown on those annoying automatically dialed or pre-recorded calls many Americans receive at home each day; tougher rules on when consumers can be called are expected to be approved on Wednesday.

The measures would give people stronger protections against these so-called "robocalls." The aim is to end the loopholes in the "Do Not Call" legislation that was passed by Congress in 2008 with the intention of putting an end to these calls.

Under the new rules, telemarketers would have to get written permission before they could make an automated call. Currently, consumers who have business relationships with companies may be called without permission.

Robocalls from political groups and non-profit organizations such as schools would not be covered by the new FCC regulations.

Business News - ABC News Radio Thu, 16 Feb 2012 04:08:46 +0000

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Sofas Manchester - Sofas Manchester
...ld sofa over they years and together you have spent many happy hours watching the football, the soaps, or weepy movies on a Saturday night. Sadly the stuffing might have been knocked out of your sofa recently and it just isn`t as supportive to you needs as it once was. Forget coming over all nostalgic, the time has come to be a little ruthless. Out with the old and in with the new should be the philosophy and if you live in the North West start looking at Sofas Manchester. There are a number of great suppliers in this region that can provide you with a cracking couch or super new sofa. Pick from corner units, two, three and four seat specials that comfortably cater for all the family. Look for leather or fabric materials and take your time to look at all the different styles. You might fancy the Sofas Manchester that fold out into beds...
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Skip Hire Hoddesdon - Skip Hire Hoddesdon
...skip hire hoddesdon over the last week as he has been doing a lot of work on his garden and needed somebody to collect all the refuse as there was far too much for him to deal with on his own. However, my brother is not one for researching things and he found the whole business of having to find some skip hire hoddesdon very irritating indeed. So much so that he telephone me the other day to ask if I would ring around and find some skip hire hoddesdon for him while he continued the work in his garden. I could not believe it and thought that this is absolutely typical of my brother. He likes doing all the jobs that people will comment on and tell him how clever he is but he absolutely hates doing anything mundane that nobody notices. I will say that his garden is looking absolutely amazing and will be stunning when it is finished but I told him st...
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Loyalty Fundraising - Loyalty Fundraising
...r a charity or worthy cause can be really fun activity to get involved in, not to mention how rewarding it could be as raising regular amounts of money can be vital for charities and organizations to keep going. There are many different ways of raising money and many fundraising ideas are tried, tested and have been done many times before, which is great, but the really good and successful ideas are the ones where people think outside the box and do things that may not have necessarily been done before. Charity parachute jumps, fun runs and raffles have been done by charities in the past but have you thought about starting a loyalty fundraising scheme? For example loyalty fundraising could involve people donating or sponsoring a brick for a new school sports hall and in return the sponsor could have their name or company logo engraved into the brick. Another example of loya...
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Pool Repair - Pool Repair
... been one of the best investments that you have made. The kids love it and you and your partner adore spending time in the water together. Recently you have noticed that the pool has started to lose water and you have to pay to have the water topped up on a weekly basis. This is a real worry but you should calm your fears because a simple pool repair might be all that`s required. Trained pool technicians can visit your home and use specialist equipment to find the root cause of the problem. In hardly anytime they`ll be able to locate the damage and be able to carry out an effective pool repair in next to no time. In the bad old days it was a real nightmare trying to fix a pool that had sprung a leak but today with advanced methods the pool repair can be completed with the minimum amount of fuss. Once the ...
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Conveyor Rollers - Conveyor Rollers
...l purposes and they can cope with plenty of products being sent along them. Stainless steel conveyor rollers are also readily available and they will be ideal in environments that are damp. Precision ranges of conveyor rollers can be made for many purposes and companies that want to speed up their production processes can find conveyor rollers to be of particular use....
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Tiffany Shades - Tiffany Shades
...at your fixtures and furnishings will have a dramatic affect on the way that your home looks, the lighting within will also play a vitally important part. Put some thought into the lighting that you will use within each room and the interior can be illuminated in a warm and welcoming manner. With plenty of choice available in table, floor and ceiling lights, it`s possible to create the right conditions for traditional or contemporary home settings. If you are a huge fan of tiffany lighting you probably know all about the tasteful tiffany shades that are available to buy at the moment. One of the tiffany shades can be fitted to a base of your choosing and it will become a focal feature within any type of room. Lounges, hallways and dining areas can be brought to life when lighting is placed within them that benefits by a tiffany shade. Sophisticated tiffany shad...
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Australian General Skilled Migration - Australian General Skilled Migration
...fe abroad could be the start of wonderful adventure and the sunshine of Australia could be beckoning you with open arms. Apply for Australian General Skilled Migration and you could soon be seeing your dreams becoming a reality. There are certain shortages in the Australian labour force and this means that golden opportunities could be heading your way. A points system is in operation and applicants will have to reach a certain amount before a visa can be granted. The Australian General Skilled Migration visa is split into four categories. The first category is for skilled independent applicants and for this you must reach 120 points. If you can`t reach 120 points a skilled sponsored category or skilled regional sponsored visa can be applied for and for both of these 100 points is required. The later visa is allocated on a three year provisional basis and you can apply for p...
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Caravan Parks North Wales - Caravan Parks North Wales
...y it provides basic services such as electric power, water shower, laundry and grocery. Even some of the caravan parks also offer recreational facilities, including swimming pools and tennis courts. Since 1960s this form of mobile tourism has gained popularity. In 1970s UK observed heavy crisis of energy, which made it popular to rent recreational vehicles at caravan parks, in an almost similar manner to rent a hotel room. Carewaysview is happy to present Caravan Parks North Wales services which is available in North Wales countryside. Carewaysview is situated in the lap of green and hilly countryside backdrop of North Walse. Caravan Parks, North Walse give the opportunity to spend few lazy days of gentle week end with your friends and family. Here at Caravan Parks North Wales you can enjo...
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Jewellery Display - Jewellery Display
...ng in a jewellery store window the other day at the selection of Rolex watches they had for sale. There`s something about these high quality watches that makes me go all weak at the knees. The crafty jewellers have worked hard on their jewellery display and it certainly grabs your attention as you walk by. I`ve actually been in this store a few times in the past year to buy items for my forthcoming wedding. The last time I went in was to buy my wedding ring and I saw the perfect item staring back at me from the jewellery display they had inside the store. Luckily the jewellers had the ring in my size and it was promptly purchased there and then. I like it when a store makes an effort with their jewellery display and from their point of view it must do the business no amount of good. If the display attracts people there`ll be more chance that they want to buy th...
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Pool Maintenance - Pool Maintenance
...period of time it can begin to look a little jaded and be in need of TLC. People that have owned a pool for quite some time will have regular pool maintenance carried out on it and at some stage in its life a complete refurbishment might be required. Routine pool maintenance will help to keep the pool in fabulous condition and this process can be carried out by vastly experienced pool technicians. They`ll ensure the pool performs perfectly throughout the year and they can be called in if problems occur, regardless of the nature. Owners might find that they need pool maintenance when cracks develop or the pool liner begins to leak. Problems with lighting can be addressed and new pumps can be fitted if old ones are having trouble. Leaking pipes are another common problem and depth reduction services are often requ...
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Jewellery Packaging - Jewellery Packaging
...s the presentation box. I love that moment just before my partner opens the jewellery packaging to take a peek inside. I`ve just bought my fianc�e a beautiful bracelet that she can open on the morning of our wedding. It comes with its own stunning jewellery packaging and I`d give anything to see the look on her face when she opens the perfectly packaged product. Depending on the jeweller, the packaging can have a rather grand outer appearance. When I went in to buy my wedding ring I was presented with a lovely little leather box and this was popped inside a funky little bag. I think the jewellery packaging makes the world of difference to the item that has been bought as gift. If you are spending a large some of money on a present for somebody you fully expect it to be packaged in a c...
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Recruitment In Bolton - Recruitment In Bolton
...been awarded the Times best small business to work for award for there performance. With their head office based in bolton, Jobwise offer recruitment in Bolton. Via there offices in the North west of England. Jobwise have been established for over 20 Years and are the envy of recruitment businesses in the north west of England. There performance record prooves this If you are trying to find recruitment in Boltonthen you must visit Jobwise as they simply are the best at locating work for a whole range of employment types. recruitment in Boltonfrom Jobwise.co.uk ...
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Crawley Removals - Crawley Removals
...our business? Have you out grown the premises you currently occupy, and are looking for a reliable and trust worthy company who specialises in Crawley removals to help you relocate all your valuable assets to your new premises? Then look no further. Get in touch with the people who specialise in Crawley removals. Their highly experienced team of removal experts makes them one of the very best in the Crawley removals field. Each office removals crew consists of a Team Leader to co-ordinate your move, as well as drivers and porters. Team leaders liaise directly with you, and ensure everything is going to plan and direct the removal men. The team leader will be experienced in carrying out office relocations on a daily basis. Drivers will secure the load using tie rails and webbing and protect the furniture using transit blankets. So if you want the peace of mind that all ...
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Window Cleaning Poles - Window Cleaning Poles
...what many up to date window cleaners are now using because they get windows cleaned much better than ever before, you can really see the difference for yourself. window cleaning poles completely irradiate the chances of your roof or tiles being damaged while your windows are being cleaned as there is no need for anyone to stand on your roof. window cleaning poles work by feeding water to the top of the pole so that ALL your windows can now be cleaned, some of which may not have been cleaned previously as they were hard to reach. (Above a conservatory for instance) Most window cleaners who use this system DO NOT use harmful chemicals either but ionised water instead, a totally new way to clean. A window cleaner is essential for any home as windows are the first thing that any visitor sees when they come to visit you. For fantastic sparkling windows you need a...
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